Rateweb helps people across Africa compare financial products, work out what they'll really pay, track the markets, and plan ahead — with free tools and guides built for the currency, tax rules and providers where you actually live.
Each Rateweb site is localised end to end: prices in your currency, tax worked out with your country's rates, and comparisons that only list providers you can actually use where you are.
Money looks different in every country — different currencies, tax brackets, banks and rules. Rateweb turns that complexity into simple, free tools anyone can use.
Line up money transfers, loans, savings accounts, bank accounts, forex brokers and crypto platforms side by side, so you can see the real cost before you commit.
Work out income tax and take-home pay, VAT, and loan repayments using each country's own rates — no guesswork, no generic formulas that don't match your payslip.
Follow exchange rates, cryptocurrency prices and local stock markets with plain-language daily updates, so you always know where things stand.
Set savings goals, budget with confidence, and see how small changes today add up over months and years.
Read clear, fact-checked articles on tax, saving, borrowing, sending money home and more — written for real people, not finance insiders.
Every calculator, comparison and guide is free. You don't need an account to get started — just pick your country and go.
A salary calculator built for one country will quietly mislead you in another. Tax brackets, social-security deductions, VAT rates, the value of the local currency, and even which banks and lenders exist all change the moment you cross a border. A "close enough" number can be off by a month's pay.
That's why Rateweb runs a dedicated site for each market rather than one catch-all tool. When you open your country's Rateweb, everything is already tuned to where you are: figures show in your currency, tax is calculated with your national rates, and every comparison only lists products and providers you can genuinely sign up for. You spend your time deciding — not converting units or double-checking whether a rule even applies to you.
Our aim is simple: help ordinary people make confident, well-informed money decisions, wherever in Africa they call home.
Most of our guides live on your country's site, written around its own rules. These cross-Africa guides cover the questions that don't stop at a border.
Why Sub-Saharan Africa pays the world's highest transfer costs, the two fees that actually matter, and a five-step method to pay less on any corridor.
What happens to your savings if a bank fails — who runs the protection schemes across Africa, what's covered, and the five things to check about your own bank.
How wallets actually hold your money, where the fees really sit, and the seven rules that prevent the most common ways people lose money to fraud.
Why a "15% fee" can mean a triple-digit annual rate, how to spot an unlicensed lender, and six checks to run before you borrow.
A realistic plan for irregular income and high inflation: what to target, where to keep it, and what doesn't count as an emergency fund.
How we source and fact-check every figure, how ratings are formed, and the firm line between our advertising revenue and what we tell you.
Rateweb is a personal-finance platform focused on Africa. We started with South Africa at rateweb.co.za and have been expanding country by country, building a localised site for each market instead of forcing one generic tool to fit everyone.
We believe good money decisions shouldn't require a finance degree or expensive advice. By putting clear comparisons, honest calculators and plain-language guides in one free place, we help people understand their options and keep more of what they earn. Rateweb provides general information and tools for education — it is not a bank, and it does not provide personalised financial advice.
Yes. All of our calculators, comparison tools and guides are free, and you don't need to create an account to use them. Just choose your country above and start exploring.
We're live in a growing list of African markets — shown in the "Choose your country" grid above — with more on the way. Each one is a fully localised site with its own currency, tax rules, providers and guides.
Rateweb is free for you to use. We keep the lights on through advertising and, on some of our comparisons, referral commissions when you choose to sign up with a provider through our links. This never changes the order of our comparisons or the numbers our calculators produce — the tools work the same whether a product pays us or not.
No. Rateweb offers general information, calculators and comparisons to help you understand your options. We don't know your full situation, so nothing on the site is personalised financial advice. For decisions that matter, consider speaking to a licensed adviser in your country.
This page simply points you to the right country site and doesn't ask you to sign in or submit personal details. Where our tools do collect information (for example, numbers you type into a calculator), they're designed to use only what's needed to give you a result. See our Privacy Policy for details on cookies and advertising.
Pick your country from the grid above. If your country isn't live yet, it may be in our "coming soon" list — check back, as we add new markets regularly.
Last updated: July 2026. This policy covers rateweb.africa, the page you're reading now. Each country site (for example ng.rateweb.africa or rateweb.co.za) publishes its own privacy policy covering the tools on that site.
rateweb.africa is a lightweight landing page whose job is to send you to the right country site. It does not ask you to create an account, log in, or submit personal information. Your browser may make a one-time, local guess at your time zone so we can suggest the most likely country for you; this happens in your browser and the guess is not sent to us or stored.
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You can opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalised advertising at aboutads.info/choices. For more on how Google uses data from sites that use its services, see Google's Privacy & Terms.
We may use privacy-respecting analytics to understand how many people visit and which country sites they choose, so we can improve Rateweb. This is used in aggregate and is not used to identify you personally.
Most browsers let you block or delete cookies in their settings, and to browse privately. Blocking advertising cookies won't stop you using this page or any of our tools.
Questions about this policy or your privacy? Reach us at hello@rateweb.africa, or through the contact page on any of our country sites.