About Rateweb

Independent personal-finance publishing for Africa

Rateweb is an independent personal-finance publisher. We build free calculators, compare financial products, and write plain-language guides for people making money decisions across Africa — and we do it market by market, because money does not work the same way on either side of a border.

What we publish

Every Rateweb country site is built around the same four things:

• Calculators that use your country's actual rules. Income tax and take-home pay worked out with your national tax tables, loan repayments, savings growth, VAT and more — in your own currency, not converted from somewhere else.
• Comparisons of products you can actually get. Bank accounts, savings and fixed deposits, personal and business loans, money transfer services, forex brokers and crypto platforms — filtered to providers that operate where you live.
• Rates and market data. Central bank policy rates, lending rates, exchange rates, treasury bills and daily market summaries, with the source and the date attached.
• Guides written for real people. How tax brackets work, what a deposit guarantee actually covers, how to read a loan agreement, how to send money home without losing a tenth of it.

Where we operate

Rateweb began in South Africa at rateweb.co.za and has expanded into a growing group of African markets, each with its own site:

Further markets are in preparation and appear in the "coming soon" list on our country selector as they are readied.

This site, rateweb.africa, is the home of the group. It carries our cross-border guides — the questions that do not stop at a border, like remittance costs, mobile money and deposit protection — and points you to the country site built for where you live.

Why we build a separate site for every market

A salary calculator built for one country will quietly mislead you in another. Tax brackets, social-security deductions, VAT rates, the currency, the deposit-protection limit and even which banks exist all change the moment you cross a border. A "close enough" number can be wrong by a month's pay — and people make real decisions on these numbers.

So rather than one generic tool with a country dropdown, we run a dedicated site per market. When you open your country's Rateweb, the figures are already in your currency, the tax is calculated with your national rates, and every comparison lists only products you can genuinely sign up for.

How we make money

Rateweb is free to use, and we would rather tell you plainly how it is funded than leave you guessing:

• Advertising. We display ads, including through Google AdSense. Advertisers have no say over our editorial content, our rankings or the output of our calculators.
• Referral commissions. On some comparisons, we may earn a commission if you choose to apply through our link. This never costs you more.

How we get the numbers right

Financial figures go stale, and a stale figure is worse than no figure. Our practice is to source rates and rules from primary sources — central banks, revenue authorities, regulators, and providers' own published documents — and to record when each figure was checked. Our full approach, including how we handle corrections, is set out in our editorial standards.

If you spot something wrong, please tell us. Corrections are verified against sources and, where we got it wrong, fixed — send us the details.

What Rateweb is not

Rateweb is a publisher, not a financial institution. We are not a bank, a lender, a broker, an insurer or a licensed financial adviser. We do not hold your money, we do not sell financial products, and nothing on our sites is personalised financial advice — we do not know your circumstances. For decisions that matter, consider speaking to a licensed professional in your own country. See our Terms of Use for the full position.

Contact us

General enquiries, corrections, partnership questions or feedback: hello@rateweb.africa, or use the contact page.